Insurance is a tool used for managing risk. Risk may be transferred from one entity to another, such as an insurer, in exchange for payment. Self-insurance, whereby money is set aside to compensate for future losses, is another method for controlling risk.

Oregon State University employees and departments may not directly purchase insurance (except for individual 4H accident insurance policies purchased by the local 4H organization). If you have an insurance need or a question about coverage, contact Insurance and Risk Management Services at (541) 737-1323.

Insurance Policies and Coverages

The university has various types of insurance or self-insurance to cover the different risks the institution faces. Please contact Insurance and Risk Management Services if you need information about university insurance coverage.