The University purchases Non-Owned Aviation insurance to cover exposures arising out of the non-owned aviation operations. This insurance provides coverage for claims arising out of the use of rented or chartered aircraft (aircraft not owned by the University) that third parties may make against the University, as well as defense for claims for which the University in not legally liable.

To learn more about the insurance coverage as relates to Charter Aircraft/Contracting for Private Aircraft Use or Use of Employee-Owned Aircraft on University Business, please expand on the information below:

Process

Departments and employees who want to charter an aircraft or contract to utilize private aircraft to conduct University business may use the Charter Aircraft Intake Form to collect information in advance of entering the Contract Request Form into BennyBuy (and then upload as an Attachment). Based upon the information provided, Procurement will include appropriate contract provisions and insurance language.

Minimum Insurance Requirements

The University requires aircraft operators to have Aviation Liability Insurance with a minimum combined single limit of five hundred million dollars (US Currency $500,000,000) per occurrence, with no passenger sublimits. Outside of commercial aircraft operators, it is required that a minimum combined single limit of five million dollars (US Currency $5,000,000) per occurrence per passenger seat, with no passenger sublimit.

The aircraft operators will provide a certificate of insurance that names the Public Universities Risk Management and Insurance Trust, Oregon State University, and their respective officers, trustees, employees, and agents as additional insured.

The aviation liability policy shall contain a waiver of subrogation in favor of the Public Universities Risk Management and Insurance Trust, Oregon State University, and their respective officers, trustees, employees, and agents.

The operator’s insurance shall be primary and non-contributory to any other insurance that may be maintained by the Public Universities Risk Management and Insurance Trust or Oregon State University.

The certificate of insurance and endorsements must be obtained and forwarded to [email protected] at least 10 days prior to the flight.

Additional types of insurance may be necessary based on the scope of the contract.  The above mentioned is specific to the aviation liability. Any exceptions must be approved by Insurance and Risk Management Services.

Process

Employees who want to use employee-owned aircraft to conduct University business shall contact Insurance and Risk Management Services, at least 14 days before the flight(s), for safety and insurance requirements.